Table 1. Characteristics of social/unemployment protection and sanction policies by selected regions and countries, 2018-2019.
| Region/country | Benefit type | Qualifying period/earnings | Benefit amount | Initial net replacement ratea | Maximum benefit duration (months) | Reduction in benefit for most severe sanction | Duration of sanction (months) |
|---|---|---|---|---|---|---|---|
| Nordic countries: | |||||||
| Denmark | Unemployment insurance (UI) | DKK 233,376 last 3 years, plus min. 12 months of employment and payment membership fee | Max. DKK 18,866/month | 72 | 24 in 3 years | Termination of payment | n/a |
| Finland | Unemployment insurance (UI) | 26 weeks, last 28 months (min. 18 hours/week) Earnings-related benefit: min. 26 weeks of membership unemployment fund | EUR 32.40/day (flat-rate) Max. EUR 143.16/dayb (earnings-related benefit) | 75 | 20 | Suspension of payment | 2 |
| Unemployment assistance (UA) | n/a | Same as flat-rate UI | n/a | Unlimited | n/a | n/a | |
| Norway | Unemployment insurance (UI) | Min. earnings: 1.5 times or 3 times the annual base amountc, last 1 or 3 years respectively | Daily benefit: 0.24% of annual base amountc | 73 | 26 | Suspension of payment | 6 |
| Sweden | Unemployment insurance (UI) | 6 months, last 12 months; membership of insurance fund for min. 12 months | Max income-related benefit: SEK 910/day, first 100 days; after: SEK 760/day; Basic insurance: SEK 365/day |
65 | 10 | Termination of payment | 6.5 |
| Continental European countries: | |||||||
| Belgium | Unemployment insurance (UI) | 468 days, last 27 months | n/a | 71 | Unlimited | Termination of payment | 1-12 |
| Netherlands | Unemployment insurance (UI) | 26 weeks, last 36 weeks: week's condition, short-term benefits 208 hours, last 4 out of 5 years: year’s condition, medium-term benefits | Max. EUR 216.90/month, first 2 months | 74 | 3: short-term benefit (week’s condition) 24: medium-term benefit (year’s condition) | Suspension of of payment | n/a |
| Germany | Unemployment insurance (UI) | Min. 12 months, last 2 years | n/a | 72 | 6-24, depend on age, contribution period | Suspension of payment | 3 |
| Unemployment Assistance (UA) | n/a | EUR 416/month (flat-rate) | n/a | Unlimited, revised after 12 months | n/a | n/a | |
| Switzerland | Unemployment insurance (UI) | Min. 12 months, last 2 years | n/a | 85 | 18 | Suspension of payment | 2 |
| Hungary | Unemployment insurance (UI) | 360 days, last 3 years | Max. HUF 149,000/month | 54 | 3 | Termination of payment | n/a |
| English-speaking countries: | |||||||
| UK | Unemployment insurance (UI) | Min. 26 weeks, last 2 tax years | GBP 73.10/week (flat-rate) | 59 | 6 | Suspension of payment | 36 |
| Unemployment assistance (UA) | n/a | Same as UI amount | n/a | Unlimited | n/a | n/a | |
| Australia | Unemployment assistance (UA) | n/a | AUD 538.8/ fortnight (flat-rate)d | 52 | Unlimited | Termination of payment | n/a |
| USA | Unemployment insurance (UI)ef | 20 weeks, plus min. earnings requirement | n/a | 41 | 20 | Termination of payment | n/a |
| Social assistance (SA)f | USD 848/month (max. median income)g | USD 486/month (median)h | n/a | 12-601 | Adult portion of benefit - termination of paymenti | Until compliance or 1 month - permanenti | |
Note:
Initial net replacement rate in unemployment is the percentage of income maintained after 1 month of unemployment for one adult with dependent children, with an average wage; calculation includes social assistance benefits and housing benefits (OECD, 2021);
The value is augmented by 20% of daily gross earnings;
The annual base amount is NOK 93,634 (2019);
Plus a tax-exempt energy supplement of AUD 8.80 per fortnight;
Data reported reflect the UI benefit scheme for Michigan;
Information refer to state-level data on SA scheme ‘Temporary Assistance for Needy Families’ (TANF) (Shantz et al., 2020: Table II.A.4 pp.124-125; Table IV.C.1 pp. 203-207; Table L3: pp. 243-245; Table L7: pp. 263-274);
Value calculated for a single parent with two children;
Value calculated for a family with no income;
Reported minimum and maximum values from state-level data.Source: International Social Security Association and U.S. Social Security Administration (2018a, 2018b, 2019); OECD (2018, 2019, 2021); MISSOC (2019), Shantz et al. (2020) and Nordic Health and Welfare Statistics (2021).