Table 1.

Sample Characteristics of Blacks (50+ years). 2006 Health and Retirement Study (N=934).

Characteristics	%
Mean Age, years (SD)	65.74(0.424)
Female	60.66
Education
Less than High School	35.89
GED	5.85
High School Diploma	26.06
Some College	21.78
College Graduate & Above	10.41
Difficulty Making Payments
Not at All	18.79
Not Very	24.88
Somewhat	36.4
Very/Completely	14.82
Chronic Conditions
No Conditions	13.81
1 Condition	54.71
2 or More Conditions	31.49

Note. SD = standard deviation.