Table 3.

Test of hypotheses (X=Supported, O Not Supported).

Variable	Predictor construct	R2	f2	β	t-Value	p-Value	Q2	H
Effort Expectancy		0.375					0.291
	Self-Efficacy		0.215	0.423	6.611	0.000		X
	Personal Innovativeness		0.093	0.279	4.723	0.000		X
Intention to Use		0.693					0.556
	Effort Expectancy		0.009	0.080	1.473	0.141		O
	Habit		0.018	0.119	2.472	0.013		X
	Performance Expectancy		0.544	0.634	12.616	0.000		X
	Perceived Risk		0.012	(−0.067)	2.339	0.019		X
	Social Influence		0.001	(−0.022)	0.709	0.478		O
Performance Expectancy		0.449					0.330
	Availability		0.521	0.577	13.487	0.000		X
	Contamination Avoidance		0.055	0.188	3.839	0.000		X