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. Author manuscript; available in PMC: 2022 Jan 1.
Published in final edited form as: Med Care. 2021 Jan;59(1):13–21. doi: 10.1097/MLR.0000000000001458

Table 3 –

Adjusted odds ratio estimates of CRN, spending less on other basic needs to afford medicine, and cost reduction strategies

Any cost-related nonadherence Spent less on other basic needs Any cost reduction strategy
Under 65 y 65 y and over Under 65 y 65 y and over Under 65 y 65 y and over
Characteristic OR (95% CI) OR (95% CI) OR (95% CI) OR (95% CI) OR (95% CI) OR (95% CI)
Age, y
 ≤54 1.00 1.00 1.00
 55–64 0.73 (0.57–0.93) 0.91 (0.67–1.24) 1.07 (0.83–1.38)
 65–74 1.00 1.00 1.00
 75–84 0.57 (0.49–0.67) 0.60 (0.48–0.76) 0.76 (0.68–0.84)
 ≥85 0.33 (0.26–0.41) 0.24 (0.17–0.34) 0.49 (0.43–0.56)
Sex
 Male 1.00 1.00 1.00 1.00 1.00 1.00
 Female 1.66 (1.31–2.10) 1.21 (1.04–1.41) 1.56 (1.10–2.23) 1.30 (1.02–1.64) 1.42 (1.12–1.79) 1.04 (0.94–1.14)
Household income, $
 < $15K 0.76 (0.43–1.34) 1.08 (0.83–1.39) 1.37 (0.73–2.56) 1.82 (1.12–2.98) 0.71 (0.43–1.17) 0.94 (0.79–1.13)
 $15k to $25k 0.94 (0.56–1.60) 1.47 (1.23–1.77) 1.52 (0.79–2.92) 2.73 (1.87–3.97) 0.99 (0.60–1.65) 1.03 (0.89–1.18)
 $25k to $50k 0.85 (0.47–1.54) 1.40 (1.21–1.63) 1.29 (0.72–2.31) 1.87 (1.24–2.82) 0.70 (0.41–1.19) 1.08 (0.95–1.23)
 > $50K 1.00 1.00 1.00 1.00 1.00 1.00
Education
 No high school diploma 1.40 (0.73–2.68) 1.03 (0.84–1.26) 0.81 (0.42–1.54) 1.51 (0.96–2.39) 0.73 (0.44–1.22) 0.83 (0.70–0.98)
 High school diploma 0.98 (0.60–1.62) 0.88 (0.72–1.07) 0.88 (0.50–1.57) 1.50 (0.99–2.28) 0.78 (0.49–1.24) 0.91 (0.78–1.06)
 Some college 1.14 (0.66–1.98) 1.05 (0.87–1.27) 0.91 (0.48–1.70) 1.27 (0.86–1.87) 0.88 (0.57–1.38) 0.96 (0.82–1.12)
 Bachelors and above 1.00 1.00 1.00 1.00 1.00 1.00
Race
 White 1.00 1.00 1.00 1.00 1.00 1.00
 African American 1.19 (0.81–1.74) 1.28 (0.98–1.68) 1.69 (1.11–2.59) 1.72 (1.26–2.35) 0.66 (0.46–0.93) 0.67 (0.54–0.83)
 All Other 1.30 (0.83–2.03) 0.96 (0.71–1.31) 1.70 (1.02–2.83) 1.62 (1.09–2.43) 0.90 (0.58–1.39) 0.74 (0.58–0.95)
Hispanic ethnicity
 Not Hispanic 1.00 1.00 1.00 1.00 1.00 1.00
 Hispanic 0.45 (0.31–0.66) 0.86 (0.66–1.12) 0.65 (0.39–1.10) 0.76 (0.47–1.24) 0.43 (0.29–0.63) 0.65 (0.51–0.82)
General health status
 Excellent, very good, or good 1.00 1.00 1.00 1.00 1.00 1.00
 Fair or poor 1.38 (1.04–1.84) 1.49 (1.25–1.78) 1.61 (1.13–2.31) 1.70 (1.27–2.27) 1.04 (0.83–1.30) 1.02 (0.90–1.16)
No. of limitations in ADLs
 Zero 1.00 1.00 1.00 1.00 1.00 1.00
 1 to 2 1.20 (0.87–1.67) 1.58 (1.33–1.88) 1.29 (0.93–1.79) 2.27 (1.63–3.17) 1.08 (0.84–1.39) 1.20 (1.05–1.38)
 3 to 6 1.45 (1.02–2.05) 1.99 (1.62–2.45) 2.20 (1.49–3.23) 2.79 (1.82–4.26) 1.31 (0.94–1.82) 1.49 (1.25–1.76)
No. of chronic conditions
 Zero or 1 1.00 1.00 1.00 1.00 1.00 1.00
 2 to 3 1.65 (1.21–2.26) 1.67 (1.38–2.03) 1.27 (0.80–2.01) 1.85 (1.20–2.85) 1.19 (0.85–1.68) 1.63 (1.44–1.84)
 4 to 10 1.94 (1.44–2.59) 2.12 (1.68–2.68) 1.71 (1.08–2.71) 2.41 (1.50–3.90) 1.79 (1.29–2.47) 2.14 (1.89–2.42)
Drug Coverage
 Part D with Low Income Subsidy 1.00 1.00 1.00 1.00 1.00 1.00
 Medicare Advantage with Part D 2.01 (1.34–3.02) 1.13 (0.86–1.49) 1.78 (1.09–2.90) 0.86 (0.59–1.25) 2.84 (1.83–4.39) 1.55 (1.26–1.90)
 Traditional Medicare with Part D 2.49 (1.51–4.09) 1.50 (1.14–1.97) 2.48 (1.39–4.43) 0.77 (0.50–1.17) 3.39 (1.89–6.08) 2.09 (1.73–2.52)
 Other drug supplement plan 0.69 (0.40–1.20) 0.75 (0.53–1.06) 0.92 (0.49–1.73) 0.53 (0.31–0.92) 0.93 (0.53–1.64) 1.34 (1.07–1.66)
 No drug coverage 1.71 (1.01–2.87) 1.09 (0.74–1.62) 2.10 (1.06–4.13) 0.60 (0.33–1.08) 1.19 (0.66–2.14) 1.22 (0.94–1.59)

Notes:

Bolded text indicates odds ratio estimates were statistically significant at P<0.05.