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. 2019 Sep 7;76(1):141–151. doi: 10.1093/geronb/gbz112

Table 1.

Cluster Themes and Factors Affecting American Indian Elder Health Care

Cluster name Statements included in cluster
1. Difficulties Obtaining and Using Insurance Uncertainty about what health care services/medications are covered by insurance
Insurance or Indian Health Service won’t cover enough health care costs
Difficulty communicating with insurance company (including rude or unhelpful insurance representatives, understanding insurance lingo)
Having to deal with billing departments and debt collectors
Not knowing how to report or appeal health care/insurance decisions
Needing to change insurance companies
Difficulties using insurance at Indian Health Service
Too many forms to fill out to get insurance
Difficulties using multiple types of insurance
Difficulties paying for the cost of insurance
Lack of education about insurance plan choices
Doctors/health care professionals not accepting insurance plan
Insurance or Indian Health Service refusing to cover certain health care services or prescriptions
Not having insurance/prescription card to show for services
Too many forms to fill out when getting health care services
Not being aware of Purchased Referred Care or how to use it
2. Insecurity from Lack of Knowledge Not knowing where to find health care information
Limited knowledge of computers or the Internet to obtain information about insurance
Not having access to Native language interpreters/translators to help with insurance enrollment
Difficulties paying for health care costs
Getting inaccurate health care/insurance advice from Indian Health Service and/or Tribal services
3. Limited Availability of Services Not having a health facility open on weekends or after hours in or near my community
Not knowing where to obtain good health care
Health services/providers being shut down
Not having access to Native language interpreters/translators when communicating with health care professionals
4. Scheduling Challenges Needing to change to a new doctor and/or health care facility
Difficulty communicating with health care professionals (including rude or unhelpful providers, not understanding medical “lingo” or terminology)
No same-day appointments available or walk-in access
Long waits at health care facilities
Doctors/health care professionals cancelling/rescheduling appointments
Difficulty scheduling appointments (i.e., being told to call back at a later date when trying to schedule an appointment or having to schedule appointments more than a month in the future)
Difficulties getting medication prescriptions filled/refilled
5. Provider Issues and Relationships Not having a qualified/skilled doctor who can be trusted
Rushed appointments with the doctor (e.g., 5-min visit)
Not being able to see the desired doctor or health care professional
Not having all your doctors, nurses, pharmacists, and facilities know the right information about you
Not having a “regular” doctor that knows your personal health history
Concerns about doctors or health care professionals not maintaining privacy/confidentiality
Not knowing how to choose the right doctor
Being overprescribed too many drugs
6. Family and Emotional Challenges Family being unwilling or unavailable to advocate on behalf of the elder
Difficulties dealing with emotions related to health care (e.g., feeling like a burden on family
Living alone
Not wanting to tell others about personal health issues
Not being able to be honest with family about health care-related wants and needs
Denying the need for care (“tough guy” mentality)
7. Health-Related Self-Efficacy Not being comfortable/confident enough to ask questions
Not knowing how to advocate for own personal health care
Reluctance to use services provided by Indian Health Service or Tribe
Not being able to read or understand instructions for taking medicines correctly
Not knowing when to go to the doctor (i.e., knowing the “warning signs”)
8. Accessibility and Transportation Barriers Limited availability of elder-specific services (including home health caregivers)
High cost of transportation to obtain health care
Needing to travel long distances to obtain care (e.g., doctors or emergency care)
Not having reliable transportation to get to health care appointments
Not having access to community health programs (e.g., senior center or clinics) that provide transportation
9. Tribal/National Policy Health care is a low priority for Tribal leadership
Information not shared with the community or general meetings
Tribal affiliations or blood quantum restrictions make it hard to get good health care
Not knowing how to influence Tribal leadership
Health care is a low priority for national politicians