1. Difficulties Obtaining and Using Insurance |
Uncertainty about what health care services/medications are covered by insurance |
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Insurance or Indian Health Service won’t cover enough health care costs |
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Difficulty communicating with insurance company (including rude or unhelpful insurance representatives, understanding insurance lingo) |
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Having to deal with billing departments and debt collectors |
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Not knowing how to report or appeal health care/insurance decisions |
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Needing to change insurance companies |
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Difficulties using insurance at Indian Health Service |
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Too many forms to fill out to get insurance |
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Difficulties using multiple types of insurance |
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Difficulties paying for the cost of insurance |
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Lack of education about insurance plan choices |
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Doctors/health care professionals not accepting insurance plan |
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Insurance or Indian Health Service refusing to cover certain health care services or prescriptions |
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Not having insurance/prescription card to show for services |
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Too many forms to fill out when getting health care services |
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Not being aware of Purchased Referred Care or how to use it |
2. Insecurity from Lack of Knowledge |
Not knowing where to find health care information |
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Limited knowledge of computers or the Internet to obtain information about insurance |
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Not having access to Native language interpreters/translators to help with insurance enrollment |
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Difficulties paying for health care costs |
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Getting inaccurate health care/insurance advice from Indian Health Service and/or Tribal services |
3. Limited Availability of Services |
Not having a health facility open on weekends or after hours in or near my community |
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Not knowing where to obtain good health care |
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Health services/providers being shut down |
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Not having access to Native language interpreters/translators when communicating with health care professionals |
4. Scheduling Challenges |
Needing to change to a new doctor and/or health care facility |
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Difficulty communicating with health care professionals (including rude or unhelpful providers, not understanding medical “lingo” or terminology) |
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No same-day appointments available or walk-in access |
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Long waits at health care facilities |
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Doctors/health care professionals cancelling/rescheduling appointments |
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Difficulty scheduling appointments (i.e., being told to call back at a later date when trying to schedule an appointment or having to schedule appointments more than a month in the future) |
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Difficulties getting medication prescriptions filled/refilled |
5. Provider Issues and Relationships |
Not having a qualified/skilled doctor who can be trusted |
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Rushed appointments with the doctor (e.g., 5-min visit) |
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Not being able to see the desired doctor or health care professional |
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Not having all your doctors, nurses, pharmacists, and facilities know the right information about you |
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Not having a “regular” doctor that knows your personal health history |
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Concerns about doctors or health care professionals not maintaining privacy/confidentiality |
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Not knowing how to choose the right doctor |
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Being overprescribed too many drugs |
6. Family and Emotional Challenges |
Family being unwilling or unavailable to advocate on behalf of the elder |
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Difficulties dealing with emotions related to health care (e.g., feeling like a burden on family |
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Living alone |
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Not wanting to tell others about personal health issues |
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Not being able to be honest with family about health care-related wants and needs |
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Denying the need for care (“tough guy” mentality) |
7. Health-Related Self-Efficacy |
Not being comfortable/confident enough to ask questions |
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Not knowing how to advocate for own personal health care |
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Reluctance to use services provided by Indian Health Service or Tribe |
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Not being able to read or understand instructions for taking medicines correctly |
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Not knowing when to go to the doctor (i.e., knowing the “warning signs”) |
8. Accessibility and Transportation Barriers |
Limited availability of elder-specific services (including home health caregivers) |
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High cost of transportation to obtain health care |
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Needing to travel long distances to obtain care (e.g., doctors or emergency care) |
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Not having reliable transportation to get to health care appointments |
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Not having access to community health programs (e.g., senior center or clinics) that provide transportation |
9. Tribal/National Policy |
Health care is a low priority for Tribal leadership |
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Information not shared with the community or general meetings |
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Tribal affiliations or blood quantum restrictions make it hard to get good health care |
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Not knowing how to influence Tribal leadership |
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Health care is a low priority for national politicians |