TABLE 4.

HTMT for discriminant validity.

	POS_TR	NEG_TR	PEOU	CON	PU	SAT	CI
POS_TR
NEG_TR	0.23
PEOU	0.37	0.19
CON	0.48	0.13	0.74
PU	0.49	0.17	0.71	0.73
SAT	0.49	0.10	0.72	0.84	0.75
CI	0.42	0.14	0.82	0.80	0.79	0.78

POS_TR, Positive Technology Readiness; NEG_TR, Negative Technology Readiness; PEOU, Perceived Ease-of-Use; CON, Confirmation; PU, Perceived Usefulness; SAT, Satisfaction; CINT, Continuance Intention.