TABLE 3.

Actual and expected Emerald value option expenditure (2018).

Benefit category	Actual spend PLPM	Expected spend PLPM	Variation (%)	p
Hospital spend	R439.50	R611.98	−28.2	0.003
Specialist spend, out of hospital	R28.21	R37.42	−24.6	0.070
General practitioner spend, out of hospital	R112.77	R120.59	−6.5	0.388
Other	R777.06	R851.50	−8.7	0.0550
Total	R1357.54	R1621.49	-16.3	0.1356

Source: Government Employees Medical Scheme. Actuarial Report Q1. Pretoria: Government Employees Medical Scheme; 2019¹⁹

PLPM, Per Life Per Month.