Table 2. Composite reliability and convergent validity.

		Items	Cronbach’s alpha	Composite reliability	Average variance extracted (AVE)
Attitude	AU1	0.957	0.961	0.975	0.928
	AU2	0.975
	AU3	0.958
Behavioral intention	BI1	0.962	0.964	0.977	0.933
	BI2	0.967
	BI3	0.968
Privacy concern	PC1	0.891	0.934	0.938	0.834
	PC2	0.906
	PC3	0.937
	PC4	0.913
Perceived ease of use	PEOU3	0.890	0.891	0.925	0.755
	PEOU4	0.916
	PEOU5	0.897
PR COVID	PRCOV2	0.826	0.759	0.861	0.675
	PRCOV7	0.879
	PRCOV9	0.756
Perceived usefulness	PU1	0.885	0.896	0.935	0.828
	PU2	0.914
	PU3	0.930
Trust	TRU1	0.907	0.901	0.938	0.834
	TRU2	0.910
	TRU3	0.922