Table 3. Fornell and Larcker test.

	AT	BIU	PR COVID	PEOU	PU	PC	TR
Attitude	0.963
Behavioral intention	0.854	0.966
PR COVID	0.298	0.332	0.821
Perceived ease of use	0.844	0.794	0.294	0.901
Perceived usefulness	0.893	0.835	0.282	0.846	0.910
Privacy concern	−0.097	−0.081	0.198	−0.078	−0.070	0.912
Trust	0.745	0.725	0.235	0.696	0.748	−0.227	0.913