Table 5. HTMT values.

	BI	EE	FC	HM	PE	PI	PV	SI	TR
BI
EE	0.79
FC	0.09	0.04
HM	0.68	0.69	0.04
PE	0.62	0.54	0.04	0.61
PI	0.83	0.79	0.08	0.73	0.62
PV	0.59	0.50	0.05	0.50	0.48	0.47
SI	0.72	0.78	0.04	0.68	0.65	0.77	0.44
TR_	0.83	0.82	0.03	0.71	0.56	0.85	0.51	0.75

Note: BI: behavioural intention; EE: effort expectancy; PE: performance expectancy; FC: facilitating conditions; HM: hedonic motivation; PI: personnel innovativeness; PV: price value; SI: social influence; TR: trust.