Table 1.
Distribution of respondents’ choices of the different types of health insurance schemes.
| Variables | Choice of health insurance scheme |
Prob > chi2 | ||
|---|---|---|---|---|
| A | B | C | ||
| Overall | 819(13.0%) | 2898(46.0%) | 2583(41.0%) | |
| Urban district | ∗∗ | |||
| Yaounde | 378a(12.0%) | 1512b(48.0%) | 1260a(40.0%) | |
| Douala | 441a(14.0%) | 1386b(44.0%) | 1323a(42.0%) | |
| Marital status | ∗∗∗ | |||
| Single | 174a(28.3%) | 149b(24.3%) | 291c(47.4%) | |
| Married | 391a(8.2%) | 2464b(51.4%) | 1939c(40.4%) | |
| Divorced | 144a(29.3%) | 185b(37.6%) | 163b(33.1%) | |
| Widowed | 110a(27.5%) | 100b(25.0%) | 190C(47.5%) | |
| Working sector | ∗∗∗ | |||
| Public | 214a(19.5%) | 587b(53.5%) | 297C(27.0%) | |
| Private | 15a(1.8%) | 732b(88.9%) | 76a(9.2%) | |
| Informal | 540a(12.6%) | 1544b(36.1%) | 2190c(51.2%) | |
| Retired | 50a(47.6%) | 35b(33.3%) | 20b(19.0%) | |
| Education level | ∗∗∗ | |||
| None | 9a(8.4%) | 84b(78.5%) | 14a(13.1%) | |
| Primary | 32a(7.4%) | 262b(60.2%) | 141a(32.4%) | |
| Secondary | 62a(3.1%) | 822b(40.6%) | 1141c(56.3%) | |
| Undergraduate | 327a(12.1%) | 1403b (51.8%) | 980a(36.2%) | |
| Postgraduate | 389a(38.0%) | 327b(32.0%) | 307b(30.0%) | |
| Age | ∗∗∗ | |||
| 18-24 | 405a(68.8%) | 73b(12.4%) | 111c(18.8%) | |
| 25-44 | 273a(6.2%) | 2423b(55.2%) | 1695c (38.6%) | |
| 45-64 | 126a(10.5%) | 356b(29.7%) | 715c(59.7%) | |
| ≥ 65 | 15a,b(12.2%) | 46b(37.4%) | 62a(50.4%) | |
| Family size | ∗∗∗ | |||
| 1-3 | 585a(28.4%) | 495b(24.1%) | 977c(47.5%) | |
| 4-6 | 199a(5.2%) | 2091b(55.0%) | 1509c(39.7%) | |
| ≥7 | 35a(7.9%) | 312b(70.3%) | 97a(21.8%) | |
| Household children | ∗∗∗ | |||
| 0 | 622a(30.5%) | 495b(24.3%) | 920c(45.2%) | |
| 1-3 | 179a(4.6%) | 2091b(53.7%) | 1622c(41.7%) | |
| ≥4 | 18a(4.9%) | 312b(84.1%) | 41a(11.1%) | |
| Household income (XAF)Ɣ | ∗∗∗ | |||
| < 50000 | 18a(10.4%) | 129b(74.6%) | 26c(15.0%) | |
| 50000–149999 | 112a(5.7%) | 1542b(78.3%) | 316a(16.0%) | |
| 150000–249999 | 206a(10.9%) | 668a(35.5%) | 1009b(53.6%) | |
| 250000–499999 | 381a(18.6%) | 514b(25.1%) | 1152a(56.3%) | |
| ≥500000 | 102a(44.9%) | 45b(19.8%) | 80c(35.2%) | |
| Health expenditure (XAF)Ɣ | ∗∗∗ | |||
| None | 511a(37.7%) | 312b(23.0%) | 532c(39.3%) | |
| < 50000 | 161a(9.1%) | 888b(50.3%) | 718c(40.6%) | |
| 50000–149999 | 71a(3.8%) | 808b(143.3%) | 987c(52.9%) | |
| 150000–249999 | 38a(5.5%) | 401b(58.4%) | 248c(36.1%) | |
| 250000–499999 | 24a(5.4%) | 348b(77.7%) | 76a(17.0%) | |
| ≥500000 | 14a(7.9%) | 141b(79.7%) | 22c(12.4%) | |
| Chronic illness | ∗∗∗ | |||
| No | 761a(17.9%) | 1494b(35.2%) | 1988c(46.9%) | |
| Yes | 58a(2.8%) | 1404b(68.3%) | 595c(28.9%) | |
| Family health status | ∗∗∗ | |||
| Bad | 56a(5.6%) | 672b(67.6%) | 266c(26.8%) | |
| Passable | 154a(4.2%) | 1896b(51.4%) | 1642b(44.5%) | |
| Good | 609a(37.7%) | 330b(20.4%) | 675c(41.8%) | |
| Acute illness | ∗∗∗ | |||
| No | 517a(38.1%) | 309b(22.8%) | 532c(39.2%) | |
| Yes | 302a(6.1%) | 2589b(52.4%) | 2051c(41.5%) | |
| Health priority | ∗∗∗ | |||
| Low | 50a(52.6%) | 14b(14.7%) | 31c(32.6%) | |
| Medium | 357a(48.1%) | 207b(27.9%) | 178b(24.0%) | |
| Hight | 412a(7.5%) | 2677b(49.0%) | 2374b(43.5%) | |
| Be aware of health insurance | ∗∗∗ | |||
| No | 430a(9.6%) | 2082b(46.4%) | 1973c(44.0%) | |
| Yes | 389a(21.4%) | 816b(45.0%) | 610c(33.6%) | |
∗, ∗∗, and ∗∗∗ indicate p < 0.05, p < 0.01, p < 0.001 significant levels, and non-significant, respectively (Chi2 test).
Each subscript letter denotes a subset of variables whose column proportions do not differ significantly from each other at p < 0.05 (Z-test).
A (out-of-pocket), B (Compulsory scheme) and C (voluntary scheme).
Ɣ1 USD = 590.98 XAF.