Table 3.

Discriminant validity assessment.

	Fornell Larcker Criterion					Heterotrait-Monotrait Ratio (HTMT)
	1	2	3	4	5	1	2	3	4	5
Career Anxiety	0.80
Economic factor	0.51	0.71				0.61
Psycho-somatic factors	0.39	0.50	0.85			0.41	0.66
Psychological factors	0.45	0.34	0.32	0.70		0.51	0.46	0.38
Social factor	0.43	0.45	0.40	0.50	0.68	0.50	0.63	0.46	0.66

Note(s): Values on the diagonal (bold) are the square root of the AVE while the off-diagonals are correlations. Source: Output from SmartPLS v3.2.9.