Table 4.
Household preferences for health insurance attributes
| Attribute | Non-slum community | Slum community | ||
|---|---|---|---|---|
| Mean (Standard error) | SD (Standard error) | Mean (Standard error) | SD (Standard error) | |
| Premium (continuous*10,000 UGX /year) | − 0.21 (0.08)** | − 0.88 (0.18)*** | ||
| Enrollmenta | ||||
| Extended family | 0.44 (0.20)** | 1.39 (0.26)*** | 0.36 (0.14)** | 0.09 (0.60) |
| Restricted enrollment of children to 3 (Ref: unrestricted enrollment of children) | − 0.90 (0.16)*** | 0.70 (0.24)* | − 0.32 (0.17)* | 1.00 (0.47) |
| Service benefits packageb | ||||
| Simple | − 0.97 (0.22)*** | 1.62 (0.25)*** | 0.10 (0.29) | 0.63 (0.30) |
| Comprehensive (Ref: moderate) | − 0.02 (0.14) | 0.50 (0.29) | − 0.14 (0.18) | 1.30 (0.23)*** |
| Providersc | ||||
| Private only | − 0.08 (0.14) | 0.46 (0.29) | − 0.06 (0.16) | 0.92 (0.21)*** |
| Private and public (Ref: Public) | 0.81 (0.18)*** | 0.95 (0.24)** | 0.87 (0.17)*** | 0.96 (0.22)*** |
| Constant | 0.02 (0.11) | 0.09 (0.10) | ||
| Model diagnostics | ||||
| Number of respondents | 120 | 120 | ||
| Number of observations | 1920 | 1920 | ||
| Loglikelihood | − 553.00 | − 581.61 | ||
| Loglikelihood X^2 | 88.57 | 70.94 | ||
The non-significant constant suggests that there is no left–right bias in the data. This means that respondents were not likely to choose the left than the right alternative
*p < 0.05, **p < 0.01, ***p < 0.001
aRestricted enrollment of children includes parents and only three children; unrestricted enrollment of children includes parents with no restrictions on the number of children and; the extended family includes children, their parents, and grandparents
bSimple service benefits package includes primary health care diseases, minor surgeries, ANC, and family planning; moderate service benefits package includes chronic illnesses (asthma, hypertension, and diabetes) and major surgeries including caesarian sections; comprehensive service benefits package includes cancers, advanced kidney disease, heart surgeries, neurosurgeries, ICU, and special care units
cPublic providers include health facilities that are owned by the government; private providers include health facilities that are owned by private individuals and faith-based organizations