Table 2.
Financial capital (assets and wealth) comparisons based on agroecology.
Indicators (parameters) | Dega | W/dega | kolla | χ2/F-test |
---|---|---|---|---|
Total land size (hectare per household) | 0.77 | 0.626 | 0.797 | 12.53∗∗∗ |
TLU per household | 4.056 | 3.301 | 4.549 | 8.17∗∗∗ |
Proportion of non-poor households (%) | 62.3 | 73.6 | 60.9 | 5.79∗ |
Having non-agricultural source of income (%) | 36.2 | 36.1 | 34.5 | 0.086 |
Having no debt to pay back (%) | 31.5 | 68.8 | 40 | 41.78∗∗∗ |
Using money borrowed for productive activities (%) | 31.1 | 72 | 28.8 | 29.5∗∗∗ |
Having a saving account in microfinance or bank (%) | 36.9 | 43.6 | 28.2 | 6.27∗∗ |
Having access to formal financial institutions (%) | 53.8 | 55.6 | 30.9 | 17.95∗∗∗ |
Having income from remittance (%) | 33.8 | 30.6 | 16.4 | 10.12∗∗∗ |
Overall financial capital index | 0.39 | 0.46 | 0.35 |
Note: ∗, ∗∗, ∗∗∗ statistically significant at 0.1, 0.05 and 0.01 alpha level respectively.
Source: Own survey (2015/16).