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. 2021 Apr 21;8:616480. doi: 10.3389/fpubh.2020.616480

Table 7.

Factors influencing Out of pocket expenses in people living with psychiatric conditions.

Covariates Medicine related OOPE Travel related OOPE Diagnostic related expenses Total OOPE
Coefficient CI (95%) Coefficient CI (95%) Coefficient CI (95%) Coefficient CI (95%)
Age (Ref. 18–39 Years)
40–59 0.3 0.0 0.7 0.3 −0.2 0.9 0.7 0.2 1.3 0.5 0.2 0.9
60+ 0.6 0.1 1.1 0.5 −0.3 1.2 1.0 0.3 1.8 0.8 0.3 1.3
Gender (Ref. Male)
Female −0.0 −0.3 0.3 −0.3 −0.7 0.2 −0.2 −0.6 0.3 −0.1 −0.5 0.2
Residence (Ref. Urban)
Rural −0.2 −0.5 0.1 0.6 0.2 1.1 0.1 −0.5 0.6 0.1 −0.2 0.3
Caste (Ref. SC/ST)
General 0.4 −0.0 0.8 0.5 −0.2 1.2 0.0 −0.7 0.8 0.2 −0.3 0.6
Religion (Ref. Hindu)
Non-Hindu 0.8 −0.2 1.2 1.0 −0.1 2.1 −0.2 −1.3 0.9 0.4 −0.4 1.1
Marital status(Ref. Unmarried/divorced/widowed)
Currently married −0.2 −0.5 0.2 0.3 −0.2 0.8 0.6 0.0 1.1 0.3 −0.1 0.7
Education (Ref. Not educated)
Up to primary −0.3 −0.8 0.2 −0.1 −0.9 0.7 −0.6 −1.4 0.3 −0.2 −0.8 0.4
Up to higher/senior secondary −0.1 −0.6 0.4 0.3 −0.4 1.1 −0.0 −0.9 0.8 0.1 −0.5 0.6
Graduation and above −0.1 −0.6 0.4 0.9 0.1 1.7 0.5 −0.4 1.4 0.5 −0.1 1.0
Occupation (Ref. Regular/salaried/business)
Casual laborers 0.3 −0.2 0.7 −0.3 −0.9 0.4 0.1 −0.6 0.8 0.1 −0.4 0.5
Others −0.1 −0.4 0.3 −0.2 −0.7 0.3 0.3 −0.3 0.8 0.1 −0.3 0.5
Unemployment 0.0 −0.4 0.4 −0.0 −0.6 0.6 0.1 −0.6 0.7 0.0 −0.4 0.5
Social security (Ref. No)
Yes −0.2 −0.6 0.1 −0.4 −0.9 0.1 −0.1 −0.7 0.5 −0.1 −0.5 0.3
Hospitalization in the facility (Ref. Not hospitalized)
Hospitalized 0.2 −0.3 0.6 −0.4 −1.1 0.4 0.3 −0.5 1.1 0.2 −0.3 0.7
Visit public providers (Ref. Never)
One or more times 0.3 −0.0 0.6 0.4 −0.1 0.9 0.9 0.4 1.5 0.6 0.2 0.9
Visit private providers (Ref. Never)
One or more times 0.6 0.1 1.1 −0.1 −0.8 0.7 0.9 0.2 1.7 0.5 −0.0 1.0
Duration of stay in the facility (0-3 days)
4+ days 0.1 −0.4 0.6 0.3 −0.4 1.1 0.8 −0.1 1.6 0.4 −0.1 0.9
Polypharmacy (Ref. No medicines)
1–5 medicines 2.3 1.9 2.7 0.2 −0.4 0.9 0.8 0.1 1.4 0.7 0.3 1.2
6+ medicines 2.6 2.1 3.2 0.5 −0.4 1.4 1.3 0.4 2.1 1.2 0.6 1.8

OPPE, Out of pocket expenses; SC, Scheduled Castes; ST, Scheduled Tribes.