Table 6.

Out-of-pocket Payments by the Insured

Health care payment by Insurance Status	Number	Percentage (%)
Respondents with Valid NHIS card and seen	1722	90.3
No Valid NHIS Card	178	9.7
Total	1907	100
Paid out of Pocket with valid NHIS card seen	803	46.9
Services paid for as NHIS valid card holder
Consultation with Valid card seen	1295	75.3
Card not seen	102	68.5
NHIS valid card purchased drugs
Card seen	1079	63.2
Card not seen	111	75.0
Proportion of NHIS earning income	998	56.0
Monthly income by NHIS clients (GHS)
8–150	318	31.9
151–300	238	23.9
301–450	101	10.1
451–600	120	12.0
600+	121	12.1
Total	998
Average health care costs (GHS)	33.1
Average Income of NHIS Clients (GHS)	574.7
Average Household size of NHIS clients	4.7