TABLE 2.

Marginal effects from logit estimates on factors that affect participation in insurance.

	(1)	(2)
	Insured	Standard errors
Saudi national	−0.583***	[0.015]
Age	0.002***	[0.000]
Male	0.081***	[0.011]
Married	0.087***	[0.014]
Primary school	0.095***	[0.021]
Intermediate school	0.071***	[0.020]
Secondary school	0.127***	[0.019]
Higher education	0.146***	[0.021]
Health status	0.036**	[0.015]
Wealth index	0.060***	[0.003]
Pseudo-R2	0.329
Observations	8655

Significance levels: *** p <0.01, ** p <0.05, * p <0.1. Standards errors in parentheses.