Table 2.

Multivariable models to determine factors associated with the composite score for financial burden and high financial worry

Characteristic	Financial burden composite score		High financial worry
	Regression coefficient (95% CI)	p value	OR (95% CI)	p value
Age in years	-0.009 (-0.02 to 0.004)	0.18
Insurance type
Private	Ref
Medicare	0.34 (-0.002 to 0.68)	0.05
Medicaid	0.52 (-0.19 to 1.24)	0.15
Other	0.42 (-0.09 to 0.94)	0.11
Racea
White	Ref
Black	0.47 (-0.05 to 0.99)	0.08
Other or unknown	-0.15 (-0.55 to 0.24)	0.45
Number of dependents	0.15 (0.008 to 0.29)	0.04	1.77 (1.21 to 2.61)	0.004
Employment status
Full-time	Ref		Ref
Part-time	0.04 (-0.49 to 0.57)	0.89	1.24 (0.29 to 5.32)	0.77
Unemployed	0.45 (-0.05 to 0.95)	0.08	3.47 (0.84 to 14.32)	0.09
Retired	-1.24 (-1.88 to -0.60)	< 0.001	0.43 (0.09 to 2.12)	0.30
Unable to work or disabled	0.22 (-0.22 to 0.65)	0.33	3.76 (1.25 to 11.28)	0.02
Prior loan	0.17 (-0.20 to 0.55)	0.37	1.89 (0.69 to 5.22)	0.22
National Area Deprivation Index	0.0006 (-0.006 to 0.008)	0.87

^aPatient self-report; ; OR = odds ratio.