Table 4.

Multiple linear regression model for change in financial difficulty.

Variable	β	SE	p-Value
Female	−0.2068	0.0999	0.0391
N stage
N0	reference
N1	0.2783	0.1247	0.0263
N2	0.2314	0.1085	0.0336
N3	0.3695	0.1604	0.0218
Financial Counseling	−0.2039	0.0964	0.0351

SE: standard error; F-test of overall significance: p = 0.0054; R² = 0.04.