Table 3.

Discriminant validity.

Fornell-Larcker criterion						Heterotrait-monotrait ratio (HTMT)
Constructs	CL	PE	PEU	PU	SMA	Constructs	CL	PE	PEU	PU	SMA
CL	0.860					CL
PE	0.278	0.842				PE	0.329
PEU	0.415	0.489	0.753			PEU	0.430	0.551
PU	0.431	0.428	0.616	0.788		PU	0.453	0.469	0.641
SMA	0.538	0.486	0.707	0.765	0.879	SMA	0.619	0.580	0.730	0.827

Square root of the AVE in bold in the main diagonal.