Table 2.
Summary Statistics: Baseline Covariates by SHG membership at midline.
| SHG Membership at midline |
Difference in Means | ||
|---|---|---|---|
| Nonmembers (N = 755) | Members (N = 715) | Nonmembers vs Members | |
| Respondent woman characteristics | |||
| Age (years) | 32.02 | 33.43 | 1.41** |
| (0.52) | |||
| Age-squared | 1,098.13 | 1,186.44 | 88.31** |
| (36.09) | |||
| Has 1–5 years of schooling | 0.14 | 0.14 | 0.004 |
| (0.018) | |||
| Has more than 5 years of schooling | 0.21 | 0.20 | −0.01 |
| (0.03) | |||
| Not working outside the home | 0.293 | 0.26 | −0.037 |
| (0.024) | |||
| Married | 0.98 | 0.98 | −0.005 |
| (0.008) | |||
| No. of years married | 14.63 | 16.14 | 1.50** |
| (0.56) | |||
| Household characteristics | |||
| Time spent by women in the HH on fetching water from distant source, summer/winter | 0.31 | 0.40 | 0.09* |
| (0.05) | |||
| Husband lives in the household | 0.97 | 0.97 | −0.004 |
| (0.012) | |||
| Mother-in-law lives in the household | 0.24 | 0.22 | −0.02 |
| (0.02) | |||
| Father-in-law lives in the household | 0.17 | 0.14 | −0.03* |
| (0.015) | |||
| Household size | 4.87 | 4.89 | 0.02 |
| (0.09) | |||
| Caste of household head, SC | 0.12 | 0.13 | 0.004 |
| (0.019) | |||
| Caste of household head, ST | 0.69 | 0.61 | −0.07* |
| (0.04) | |||
| Caste of household head, OBC | 0.15 | 0.20 | 0.05** |
| (0.02) | |||
| Owns, rents/leases or uses/sharecrops land | 0.89 | 0.92 | 0.02 |
| (0.02) | |||
| Ratio of male household members to female household members | 1.23 | 1.28 | 0.05 |
| (0.05) | |||
| Dependency Ratio | 0.82 | 0.88 | 0.07 |
| (0.045) | |||
| Village characteristics | |||
| Average years of schooling among women in village | 2.17 | 2.39 | 0.22 |
| (0.14) | |||
| Average land owned by HHs in village (acres) | 1.97 | 1.87 | −0.10 |
| (0.149) | |||
| Average no. of large livestock owned by HH in village | 1.96 | 2.03 | 0.07 |
| (0.14) | |||
| Average no. of small livestock owned by HH in village | 1.22 | 1.40 | 0.18 |
| (0.135) | |||
| Average Wealth Index among HHs in the village | −0.05 | −0.04 | 0.01 |
| (0.14) | |||
| Caste of the HH head is the dominant caste in village | 0.75 | 0.74 | −0.003 |
| (0.023) | |||
| Village has at least one government primary school | 0.87 | 0.90 | 0.04 |
| (0.03) | |||
| Village has at least one private primary school | 0.07 | 0.08 | 0.01 |
| (0.02) | |||
| Village has at least one Anganwadi centre | 0.88 | 0.90 | 0.02 |
| (0.025) | |||
| Village has electricity in all areas | 0.80 | 0.82 | 0.029 |
| (0.030) | |||
| Distance to nearest town (in kms) | 22.11 | 21.31 | −0.803 |
| (2.181) | |||
Notes: Standard errors in parenthesis. *, **, *** represent significance at 10, 5 and 1 percent, respectively.