Table 4.
Determinants of CHE, using logistic regression.
| Sig. | Exp(B) | 95.C.I. | ||
|---|---|---|---|---|
| Lower | Upper | |||
| Income quintile | ||||
| Quintile 1 vs. 5 | 0.000 | 1.483 | 1.374 | 1.600 |
| Quintile 2 vs. 5 | 0.000 | 1.241 | 1.153 | 1.337 |
| Quintile 3 vs. 5 | 0.125 | 1.058 | 0.984 | 1.137 |
| Quintile 4 vs. 5 | 0.008 | 0.907 | 0.844 | 0.974 |
| Household size | ||||
| ≤ 2 vs. ≥5 | 0.000 | 4.000 | 3.682 | 4.344 |
| 3–4 vs. ≥5 | 0.000 | 1.854 | 1.712 | 2.008 |
| Region | ||||
| Central region vs. Eastern region | 0.061 | 1.052 | 0.998 | 1.109 |
| Western region vs. Eastern region | 0.006 | 1.079 | 1.023 | 1.138 |
| Rural vs. Urban | 0.025 | 1.062 | 1.007 | 1.119 |
| Gender of the head of household: Female vs. Male | 0.000 | 1.200 | 1.138 | 1.264 |
| Marital status of the head of household: Others vs. Married | 0.000 | 1.191 | 1.124 | 1.263 |
| Educational level of the head of household | ||||
| Illiterate vs. Technical secondary school and above | 0.000 | 2.351 | 2.114 | 2.616 |
| Primary school vs. Technical secondary school and above | 0.000 | 1.779 | 1.616 | 1.957 |
| Junior high school vs. Technical secondary school and above | 0.000 | 1.510 | 1.377 | 1.657 |
| Senior high school and Technical school vs. Technical secondary school and above | 0.000 | 1.342 | 1.208 | 1.491 |
| Employment status of the head of household | ||||
| Employed vs. unemployed or student | 0.000 | 0.522 | 0.493 | 0.552 |
| Retired vs. unemployed or student | 0.000 | 0.756 | 0.695 | 0.823 |
| Medical insurance of the head of household | ||||
| URBMI vs. UEBMI | 0.000 | 1.293 | 1.171 | 1.427 |
| NCMS vs. UEBMI | 0.000 | 1.508 | 1.382 | 1.646 |
| Integrated medical insurance vs. UEBMI | 0.000 | 1.316 | 1.195 | 1.448 |
| Mixed medical insurance vs. UEBMI | 0.337 | 0.938 | 0.823 | 1.069 |
| Other types and none vs. UEBMI | 0.003 | 1.256 | 1.080 | 1.459 |
| Having members aged≥60 years: Yes vs. No | 0.000 | 1.524 | 1.448 | 1.605 |
| Having members aged≤5 years: Yes vs. No | 0.162 | 0.949 | 0.882 | 1.021 |
| Members with chronic diseases | ||||
| 0 vs. ≥2 | 0.000 | 0.509 | 0.473 | 0.548 |
| 1 vs. ≥2 | 0.000 | 0.842 | 0.793 | 0.894 |
| Inpatients members | ||||
| 0 vs. ≥2 | 0.000 | 0.123 | 0.111 | 0.136 |
| 1 vs. ≥2 | 0.000 | 0.580 | 0.523 | 0.643 |
| Preferred institutional grade for common diseases | ||||
| Non-primary medical institution vs. primary medical institution | 0.065 | 1.059 | 0.997 | 1.126 |
| Whether there is a member go to clinic in 2 weeks: Yes vs. No | 0.000 | 1.507 | 1.433 | 1.584 |
| Members not hospitalized despite the need for it: Yes vs. No | 0.000 | 1.757 | 1.625 | 1.899 |
| Members not seeing a doctor despite the need for it: Yes vs. No | 0.000 | 1.325 | 1.256 | 1.396 |