Table 14.

Latent variable results.

Factor	Variable $d_p$	LD-HE model		HD-LE model		HD-HE model
		Coef.	t-Ratio	Coef.	t-Ratio
1	Grocery	1.000	–	1.000	–	1.000	–
	Meals	**1.391	6.10	**1.411	6.06	**1.289	6.05
2	Electronics	1.000	–	1.000	–	1.000	–
	Rec. Items	**1.454	9.45	**1.484	9.37	**1.437	9.56
	Household/Off.	**1.320	8.91	**1.312	8.89	**1.361	8.87
	Medicine/Heath	**0.728	8.11	**0.733	8.07	**0.748	8.15
	FBPC	**0.992	8.83	**1.015	8.78	**1.013	8.87
3	Delivery Cost	1.000	–	1.000	–	1.000	–
	Delivery Time	**1.473	7.57	**1.451	7.61	**1.480	7.62
	Online Experience	**0.622	9.94	**0.622	9.89	**0.632	9.81
4	Health Concerns	1.000	–	1.000	–	1.000	–

Bold p < .05, *p < .01, **p < .001.