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. 2021 Sep 16;9:752530. doi: 10.3389/fpubh.2021.752530

Table 6.

Heterogeneity test–urban-rural differences.

Variable OLS Logit Tobit
Rural area Urban area Rural area Urban area Rural area Urban area
(1) (2) (3) (4) (5) (6)
Binsurance 0.1261**
(0.0633)
0.0734*
(0.0420)
0.2516**
(0.1181)
0.1633*
(0.0863)
0.1261**
(0.0632)
0.0734*
(0.0419)
Age −0.0523***
(0.0060)
−0.0425***
(0.0061)
−0.1017***
(0.0112)
−0.0973***
(0.0127)
−0.0523***
(0.0060)
−0.0425***
(0.0061)
Age_2 0.0003***
(0.0001)
0.0002***
(0.0001)
0.0006***
(0.0001)
0.0005***
(0.0001)
0.0003***
(0.0001)
0.0002***
(0.0001)
Gender 0.1996***
(0.0287)
0.1304***
(0.0301)
0.3589***
(0.0530)
0.2952***
(0.0620)
0.1996***
(0.0286)
0.1304***
(0.0301)
Edu 0.1900***
(0.0431)
0.1003***
(0.0346)
0.2955***
(0.0801)
0.1842**
(0.0712)
0.1900***
(0.0430)
0.1003***
(0.0345)
Marriage 0.2518***
(0.0631)
0.1549**
(0.0614)
0.3924***
(0.1176)
0.3199**
(0.1264)
0.2518***
(0.0630)
0.1549**
(0.0613)
Ln_fincome 0.0788***
(0.0082)
0.0526***
(0.0111)
0.1424***
(0.0157)
0.0910***
(0.0236)
0.0788***
(0.0082)
0.0526***
(0.0110)
Neighbor −0.0358***
(0.0078)
−0.0277***
(0.0074)
−0.0627***
(0.0146)
−0.0591***
(0.0154)
−0.0358***
(0.0078)
−0.0277***
(0.0074)
Familysize −0.0040
(0.0104)
−0.0072
(0.0136)
−0.0116
(0.0193)
−0.0034
(0.0283)
−0.0040
(0.0104)
−0.0072
(0.0135)
Sinsurance −0.0395
(0.0593)
0.0323
(0.0611)
−0.0508
(0.1101)
0.0706
(0.1286)
−0.0395
(0.0592)
0.0323
(0.0610)
Invest −0.0433
(0.0816)
0.0991**
(0.0421)
−0.0828
(0.1505)
0.2318***
(0.0857)
−0.0433
(0.0815)
0.0991**
(0.0421)
N 4,996 3,679 4,996 3,679 4,996 3,679
R2 0.1752 0.1594 0.0660 0.0655 0.0639 0.0620

The ***, **, and * in the table respectively show the significance under the significance level of 1%, 5%, and 10%, and the robust standard errors are shown in the brackets. The same as in the following tables.