Table 2.

Multivariate analysis of various parameters related to serious financial distress

Parameter	Odds Ratio (95% Confidence Interval)	P
Practice in private sector (vs. government sector)	4.04 (2.62-6.23)	<0.0005
Practice in metropolitan/Tier 1 city (vs. others)	3.78 (2.75-5.21)	<0.0005
Salaried (vs. rest including self-employed)	1.70 (1.24-2.33)	<0.001
Comprehensive ophthalmology (vs. rest including specialty practice)	0.67 (0.49-0.91)	<0.01
Years into practice >10 years (vs. <10 years into practice)	0.30 (0.20-0.45)	<0.0005