Table 4.

Discriminant validity of the constructs. The square roots of the average variance extracted values for comparisons among constructs are shown.^a

Constructs	Performance expectancy	Effort expectancy	Social influence	Facilitating conditions	Perceived risk	Resistance bias	Behavioral intention	Use behavior
Performance expectancy	0.954	—b	—	—	—	—	—	—
Effort expectancy	0.767	0.944	—	—	—	—	—	—
Social influence	0.717	0.784	0.889	—	—	—	—	—
Facilitating conditions	0.665	0.712	0.716	0.875	—	—	—	—
Perceived risk	−0.334	−0.378	−0.358	−0.314	0.738	—	—	—
Resistance bias	−0.373	−0.435	−0.360	−0.368	0.563	0.897	—	—
Behavioral intention	0.724	0.750	0.782	0.802	−0.369	−0.394	0.971	—
Use behavior	0.600	0.644	0.611	0.630	−0.326	−0.424	0.785	0.777

^aThe items on the diagonal represent the square root of the average variance extracted value; the off-diagonal elements are correlation estimates.

^bNot applicable.