Table 6.

Summary of support for the hypotheses.

Variables and hypotheses	Standardized factor loadings (SE)	Critical ratio (T value)	P value	Results
Hypothesis 1: Behavioral intention is affected by performance expectancy.	0.155 (0.063)	2.464	.01	Supported
Hypothesis 2: Behavioral intention is affected by effort expectancy.	0.055 (0.073)	0.755	.45	Not supported
Hypothesis 3: Behavioral intention is affected by social influence.	0.365 (0.076)	4.795	<.001	Supported
Hypothesis 4: Use behavior is affected by behavioral intention.	0.235 (0.024)	9.778	<.001	Supported
Hypothesis 5A: Use behavior is affected by facilitating conditions.	0.004 (0.022)	0.195	.85	Not supported
Hypothesis 5B: Behavioral intention is affected by facilitating conditions.	0.459 (0.061)	7.561	<.001	Supported
Hypothesis 6: Behavioral intention is affected by perceived risk.	−0.048 (0.051)	−0.939	.35	Not supported
Hypothesis 7: Behavioral intention is affected by resistance bias.	−0.020 (0.042)	−0.476	.63	Not supported