Table 2.

Respondents’ demographic information

Variables	Category	Frequency	Percentage
Gender	Male	161	70.9
	Female	66	29.1
Age	18–25 years	160	70.5
	26–35 years	55	24.2
	36–45 years	8	3.5
	Above 45 years	4	1.8
Educational qualification	HSC or below	22	9.7
	Undergraduate/diploma	133	58.6
	Master	53	23.3
	M.Phil. or PhD.	19	8.4
Living status	Urban	182	80.2
	Rural	45	19.8
How familiar are you with the mobile banking services?	Familiar	214	94.27
	Not-familiar	13	05.73
How often do you use mobile financial services?	Never	4	1.8
	Occasionally	46	20.3
	Usually	50	22.0
	Frequently in everyday	127	55.9

Authors’ compilation from the field survey, 2021