Table 4.
Model estimates and reliability
| Variable | Items | Estimate | C.R. | p-value | CA (α) |
|---|---|---|---|---|---|
| Perceived value (PV) | PV3 | 0.744 | 8.390 | *** | 0.757 |
| PV2 | 0.785 | 8.775 | *** | ||
| PV1 | 0.84 | * | |||
| Performance expectancy (PE) | PE3 | 0.716 | * | 0.819 | |
| PE2 | 0.634 | 5.825 | *** | ||
| PE1 | 0.835 | 6.456 | *** | ||
| Effort expectancy (EE) | EE3 | 0.731 | 4.446 | *** | 0.720 |
| EE2 | 0.708 | * | |||
| EE1 | 0.684 | 4.515 | *** | ||
| Perceived trust (PT) | PT3 | 0.838 | 12.013 | *** | 0.826 |
| PT2 | 0.874 | * | |||
| PT1 | 0.763 | 10.493 | *** | ||
| Perceived risk (PR) | PR4 | 0.654 | * | 0.860 | |
| PR3 | 0.958 | 6.625 | *** | ||
| PR2 | 0.785 | 6.430 | *** | ||
| PR1 | 0.877 | 6.647 | *** | ||
| Social influence (SI) | SI2 | 0.938 | * | 0.797 | |
| SI1 | 0.581 | 3.073 | .002 | ||
| Adoption intention (AI) | AI3 | 0.772 | 6.185 | *** | 0.851 |
| AI2 | 0.671 | * | |||
| AI1 | 0.858 | 6.396 | *** |
CR, critical ratio; CA, Cronbach’s alpha; *Unstandardized regression weights anticipated as 1; ***Significant level at p < 0.05