Table 5.

Direct, indirect, and total effect of the relationships.

	Direct effect	Indirect effect1	Total effect
ECCE -> FCB	0.07a		0.07a
	(2.086)		(2.086)
ECCE -> FWB	0.308b	−0.018a	0.29b
	(10.215)	(2.235)	(9.583)
FCB -> FWB	−0.252b		−0.252b
	(5.96)		(5.96)
FSP -> FCB	0.249b		0.249b
	(6.945)		(6.945)
FSP -> FWB	0.086a	0.063b	0.148b
	(2.224)	(4.258)	(3.935)
FSPE -> FCB	−0.048		−0.048
	(1.204)		(1.204)
FSPE -> FWB	−0.064	0.012	−0.052
	(1.533)	(1.149)	(1.226)
FST -> FCB	−0.121b		−0.121b
	(2.938)		(2.938)
FST -> FWB	0.017	0.03	0.048
	(0.47)	(2.568)b	(1.242)

¹Financial Coping Behaviors (FCB) is a mediating variable.

Values in the parenthesis are t values.

^ap < 0.05.

^bp < 0.001.