Table 6.
Correlation matrix for discriminant validity.
| IOC | PEOU | PU | PBC | AT | SN | BI | |
|---|---|---|---|---|---|---|---|
| IOC | 0.851 | ||||||
| PEOU | 0.324 | 0.898 | |||||
| PU | 0.446 | 0.447 | 0.835 | ||||
| PBC | 0.425 | 0.138 | 0.574 | 0.831 | |||
| AT | 0.447 | 0.458 | 0.603 | 0.354 | 0.831 | ||
| SN | 0.023 | 0.007 | 0.010 | 0.010 | 0.010 | 0.871 | |
| BI | 0.463 | 0.294 | 0.600 | 0.594 | 0.562 | 0.079 | 0.891 |
Note: BI, behavioural intention; AT, attitude; PBC, perceived behavioural control; SN, subjective norms; PU, perceived usefulness; PEOU, perceived ease of use; IOC, impact of COVID-19; the bold diagonal values represent the square root of AVE.