Table 2.
Breakdown of loans by loan status and current resolution
| Loan status | N | % | Cumulative % |
|---|---|---|---|
| Panel A: Breakdown of loans by loan status | |||
| Current | 182,732 | 22.43 | 22.43 |
| Default | 2 | 0.00 | 22.43 |
| Finished as scheduled | 72,916 | 8.95 | 31.38 |
| Finished prematurely | 453,359 | 55.65 | 87.03 |
| Grace Period | 12,766 | 1.57 | 88.60 |
| Late 1–15 | 23,078 | 2.83 | 91.43 |
| Late 16–30 | 22,378 | 2.75 | 94.18 |
| Late 31–60 | 47,365 | 5.81 | 100.00 |
| Late 60+ | 37 | 0.00 | 100.00 |
| Total | 814,633 | 100.00 | |
| N | % | |
|---|---|---|
| Panel B: Breakdown of loans by current resolution | ||
| January | ||
| Unresolved | 39,056 | 16.63 |
| Resolved | 195,809 | 83.37 |
| Total | 234,865 | 100.00 |
| February | ||
| Unresolved | 55,814 | 25.63 |
| Resolved | 161,959 | 74.37 |
| Total | 217,773 | 100.00 |
| March | ||
| Unresolved | 68,796 | 40.10 |
| Resolved | 102,764 | 59.90 |
| Total | 171,560 | 100.00 |
| April | ||
| Unresolved | 36,509 | 45.69 |
| Resolved | 43,401 | 54.31 |
| Total | 79,910 | 100.00 |
| May | ||
| Unresolved | 72,661 | 76.90 |
| Resolved | 21,823 | 23.10 |
| Total | 94,484 | 100.00 |
| June | ||
| Unresolved | 15,759 | 96.72 |
| Resolved | 535 | 3.28 |
| Total | 16,294 | 100.00 |
| All loans | ||
| Unresolved | 288,595 | 35.42 |
| Resolved | 526,291 | 64.58 |
| Total | 814,886 | 100.00 |
Total values are in bold
Table provides the breakdown of loans by their respective statuses. Panel A classifies all loans by the loan status. Panel B provides the breakdown of loans to resolved and unresolved loan categories for each month of 2020 and for the whole database