Table 3.

Correlation of latent variables and square root of AVE of each construct (n = 211).

	PE	EE	SI	PI	IT	TC	TECH	PC	BI
PE	0.8803*
EE	0.6936	0.9492*
SI	0.6794	0.6656	0.8579*
PI	0.7408	0.7391	0.7243	0.8343*
IT	0.4937	0.5586	0.6834	0.5427	0.9571*
TC	0.6002	0.5015	0.5763	0.6523	0.3213	0.8894*
TECH	0.5527	0.6099	0.691	0.5801	0.7728	0.3925	0.8746*
PC	0.3873	0.4568	0.523	0.463	0.3192	0.3935	0.4374	0.8037*
BI	0.5458	0.5453	0.6856	0.5755	0.4904	0.4838	0.4686	0.3729	1.000*

PE, performance expectancy; EE, effort expectancy; SI, social influence; PI, perceived innovativeness in IT; IT, initial trust; TC, task complexity; TECH, technology characteristics; PC, perceived substitution crisis; BI, behavioral intention.

^*Squared root of AVE.