Table 2.
Approaches to regulating payment disclosure in European countries
| Country* | Regulatory approaches to payment disclosure | ||
| Self-regulation | Public regulation | Combination of self-regulation and public regulation | |
| Austria | ✓ | ||
| Bosnia and Herzegovina | ✓ | ||
| Bulgaria | ✓ | ||
| Croatia | ✓ | ||
| Cyprus | ✓ | ||
| Czech Republic | ✓ | ||
| Germany | ✓ | ||
| Iceland | ✓ | ||
| Ireland | ✓ | ||
| Italy | ✓ | ||
| Luxembourg | ✓ | ||
| North Macedonia | ✓ | ||
| Malta | ✓ | ||
| Norway | ✓ | ||
| Poland | ✓ | ||
| Russia | ✓ | ||
| Serbia | ✓ | ||
| Slovenia | ✓ | ||
| Sweden | ✓ | ||
| Switzerland | ✓ | ||
| UK | ✓ | ||
| Ukraine | ✓ | ||
| Denmark | ✓ | ✓ | |
| Estonia | ✓ | ✓ | |
| Greece | ✓ | ✓ | |
| Hungary | ✓ | ✓ | |
| Latvia | ✓ | ✓ | |
| Lithuania | ✓ | ✓ | |
| Romania | ✓ | ✓ | |
| Slovakia | ✓ | ✓ | |
| France | ✓ | ||
| Portugal | ✓ | ||
| Turkey | ✓ | ||
| Belgium | ✓ | ||
| Finland | ✓ | ||
| The Netherlands | ✓ | ||
| Spain | ✓ | ||
| n=37 | n=30 | n=11 | n=4 |
*Excluded countries: Albania, Andorra, Belarus, Lichtenstein, Monaco, Montenegro, San Marino and Vatican City.