Table 5.
Standardized regression weights for the structural equation model for the moderating effect of educational background.
| Academic | Vocational | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Control (R2=0.28) | Delay of gratification (R2=0.10) | Control (R2=0.41) | Delay of gratification (R2=0.07) | |||||||||
| B | SE B | β | B | SE B | β | B | SE B | β | B | SE B | β | |
| Gender (0=male, 1=female) | 0.15 | 0.09 | 0.16 | 0.02 | 1.01 | 0.002 | 0.34 | 0.132 | 0.27* | 2.03 | 1.52 | 0.13 |
| Migration background (0=without, 1=with) | −0.01 | 0.15 | −0.01 | 0.74 | 1.65 | 0.04 | 0.01 | 0.11 | 0.01 | −2.06 | 1.40 | −0.14 |
| Age | −0.003 | 0.02 | −0.07 | 0.1 | 0.19 | 0.05 | 0.02 | 0.01 | 0.11 | −0.14 | 0.19 | −0.08 |
| OLT in finance (0=no, 1=yes) | −0.03 | 0.08 | −0.03 | 0.81 | 0.92 | 0.09 | −0.12 | 0.11 | −0.10 | −0.41 | 1.43 | −0.03 |
| Self-reported FL (1=low-4=high) | 0.004 | 0.06 | 0.01 | −0.52 | 0.67 | −0.08 | −0.12 | 0.08 | −0.14 | 1.71 | 1.09 | 0.16 |
| Delay of gratification | 0.06 | 0.01 | 0.64** | 0.04 | 0.01 | 0.54** | ||||||
| Modelfit | χ2 =206,873, df=177, p =0.062, CFI =0.92, RMSEA=0.029, PCLOSE=0.99 | |||||||||||
*
p<0.05,
**
p<0.01.