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. 2022 Jan 15;10(1):141–148. doi: 10.1007/s40615-021-01204-3

Table 2.

Regression results for pre- to post-ACA differences in private insurance coverage for African Americans and whites with incomes between 100 and 400% FPL and without employer coverage offers

Variable β SE 95% CI p < 
African American  − 0.088 0.013  − 0.113  − 0.062 0.000
Post-ACA 0.038 0.007 0.023 0.052 0.000
Post-ACA × African American 0.044 0.019 0.007 0.081 0.020
Age group
  Age 18–26 0.185 0.011 0.162 0.208 0.000
  Age 27–35  − 0.058 0.010  − 0.077  − 0.039 0.000
  Age 50–64 0.095 0.010 0.076 0.114 0.000
Functional limitation
  Yes  − 0.042 0.008  − 0.057  − 0.026 0.000
Gender
  Female 0.052 0.007 0.038 0.066 0.000
Marital status
  Married 0.195 0.009 0.177 0.212 0.000
  Was married  − 0.019 0.011  − 0.040 0.003 0.093
Number of children
  One child  − 0.024 0.010  − 0.043  − 0.004 0.019
  Two children 0.027 0.011 0.005 0.049 0.017
  Three or more children 0.053 0.013 0.027 0.079 0.000
Employment status
  Employed  − 0.029 0.008  − 0.045  − 0.015 0.000
Educational attainment
  High school 0.104 0.011 0.082 0.127 0.000
  Some college 0.188 0.012 0.165 0.211 0.000
  Associates degree 0.157 0.014 0.130 0.184 0.000
  Bachelor’s degree 0.287 0.013 0.262 0.313 0.000
  Graduate degree 0.315 0.016 0.283 0.347 0.000
Income level
  200–300% FPL 0.174 0.009 0.157 0.191 0.000
  300–400% FPL 0.302 0.010 0.283 0.321 0.000
  > 200FPL1 0.291 0.011 0.269 0.314 0.000
Intercept 0.015 0.014  − 0.014 0.043 0.307

Excluded group is white, age 36–49, no functional limitations, male, not married, no children, not employed, less than high school or unknown education level, and income 100–200% FPL

1Income greater than 200% but upper limit unknown