Table 3.

Results of the best model.

	Cluster 1	Cluster 3	Cluster 4	Cluster 5
	Mod_Dec	Mod_Inc	Steep_Inc	Steep_Dec
Intercept	0.221	0.079	0.257	0.087
	(0.349)	(0.494)	(0.494)	(0.494)
Age	−0.027	−0.155 *	−0.331 ***	−0.195 **
	(0.067)	(0.067)	(0.067)	(0.067)
Gen	0.002	0.072 †	0.106 *	0.023
	(0.042)	(0.042)	(0.042)	(0.042)
Job	−0.036	−0.027	−0.068	−0.073
	(0.050)	(0.050)	(0.050)	(0.050)
Income	−0.001	0.013	0.022 *	0.011
	(0.010)	(0.010)	(0.010)	(0.010)
DispInc	0.642	−0.004	0.200	0.928 †
	(0.479)	(0.479)	(0.479)	(0.479)
FamInc	−0.080 †	−0.028	−0.089 †	−0.148 **
	(0.045)	(0.045)	(0.045)	(0.045)
Child	0.076	0.008	0.093	0.177 *
	(0.074)	(0.074)	(0.074)	(0.074)
YngChild	0.009	0.003	0.012 *	0.019 ***
	(0.006)	(0.006)	(0.006)	(0.006)
House	−0.146	0.031	−0.094	−0.202 *
	(0.092)	(0.092)	(0.092)	(0.092)
Car	−0.007	0.065 †	0.087 *	0.033
	(0.037)	(0.037)	(0.037)	(0.037)
Use19	0.075	1.139 ***	2.272 ***	0.970 ***
	(0.180)	(0.180)	(0.180)	(0.180)
R2/Adj. R2	0.392	0.381
F-value	35.44 ***
N	2632

Note: Results are impacts relative to Cluster 2 (Stable). †: 10%, *: 5%, **: 1%, ***: 0.1%.