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. 2022 Jan 23;43(4):716–729. doi: 10.1007/s10834-022-09816-5

Table 2.

Sample characteristics (n = 24,154)

Variable N (weighted %)
Gender
 Male 10,924 (49.12)
 Female 13,230 (50.88)
Age
 18–24 2609 (12.13)
 25–34 4359 (18.09)
 35–44 4004 (16.31)
 45–54 4399 (17.98)
 55–64 4252 (17.42)
 65 or older 4531 (18.07)
Race
 White 17,388 (65.09)
 Non-White 6766 (34.91)
Marital status
 Married 14,969 (59.59)
 Not married (single, separated, divorced) 9185 (40.41)
Education
 Less than high school 490 (2.44)
 High school or GED 5376 (26.36)
 College 14,906 (60.41)
 Post-graduate 3382 (10.79)
Household income
 Less than $15,000 2650 (12.44)
 $15,000–$25,000 2569 (11.49)
 $25,000–$35,000 2597 (11.10)
 $35,000–$50,000 3511 (14.96)
 $50,000–$75,000 4998 (20.10)
 $75,000–$100,000 3332 (12.80)
 $100,000–$150,000 3024 (11.62)
 $150,000 or more 1473 (5.49)
Working status
 Working (self-employed, work full-time, work part-time) 13,584 (55.04)
 Not at work (homemaker, student, employed, retired) 10,570 (44.96)

Percentages were weighted. Weights from the National Financial Capability Study were used to be representative of the national population in terms of age, gender, ethnicity, education, and Census Division according to the American Community Survey from the U.S. Census