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Cronbach's alpha test results of the framework study.
| Constructs | No. of item | AVE | Alpha |
|---|---|---|---|
| Perceived security risk (PSR) | 5 | 0.94 | 0.731 |
| Performance expectancy (PF) | 4 | 0.92 | 0.771 |
| Effort expectancy (EE) | 3 | 0.86 | 0.775 |
| Social influence (SI) | 4 | 0.87 | 0.771 |
| Facilitating conditions (FC) | 4 | 0.86 | 0.726 |
| Personal innovativeness (PInn) | 3 | 0.84 | 0.762 |
| Behavioral intention (BI) | 3 | 0.85 | 0.751 |
| Use behavior (UB) | 3 | 0.91 | 0.771 |
