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. 2022 Feb 1;38(4):1371–1403. doi: 10.1007/s10899-021-10101-7

Table 3.

Results of estimation of multinomial Probit model of betting behaviour. Average marginal effects on each betting behaviour are presented

Variables Possible Outcomes (Betting Behaviour)
Non-Bettor Non-Sports Bettors Sports Bettors Sports and
Non-Sports Bettors
Female 0.053*** 0.105*** − 0.097*** − 0.061***
(0.009) (0.009) (0.006) (0.006)
Age 0.000 0.007*** − 0.005*** − 0.002***
(0.000) (0.000) (0.000) (0.000)
Regional − 0.014 0.022** − 0.007 − 0.001
(0.009) (0.009) (0.007) (0.007)
Marital Status
 Defacto (live together) − 0.027* 0.013 0.009 0.005
(0.015) (0.015) (0.011) (0.011)
 Defacto (live apart) − 0.042* 0.022 − 0.003 0.023
(0.023) (0.025) (0.017) (0.018)
 Married/Civil Union 0.028** 0.009 − 0.018* − 0.019*
(0.013) (0.013) (0.010) (0.010)
 Separated/Divorced − 0.015 0.019 − 0.013 0.009
(0.021) (0.020) (0.017) (0.017)
 Widowed 0.062* − 0.007 − 0.082*** 0.027
(0.032) (0.029) (0.023) (0.028)
Parent − 0.003 0.004 − 0.000 − 0.002
(0.010) (0.010) (0.007) (0.007)
Highest Education
 Completed High School − 0.012 − 0.007 0.001 0.018
(0.014) (0.015) (0.012) (0.012)
 TAFE or Trade Certificate 0.001 0.018 − 0.013 − 0.006
(0.013) (0.013) (0.011) (0.011)
 University 0.087*** − 0.022* − 0.026** − 0.040***
(0.012) (0.012) (0.010) (0.010)
Employment (base – Self Employed)
 Employed (wage/salary) − 0.006 0.020* − 0.008 − 0.007
(0.012) (0.012) (0.009) (0.009)
 Unemployed 0.030  − 0.010 − 0.046** 0.025
(0.029) (0.028) (0.019) (0.023)
 Home Duties 0.051 0.057* − 0.035 − 0.073***
(0.036) (0.034) (0.026) (0.022)
 Student 0.136*** − 0.048 − 0.056*** − 0.032
(0.035) (0.035) (0.019) (0.022)
 Retired 0.054*** 0.004 − 0.036*** − 0.021
(0.017) (0.016) (0.013) (0.013)
 Unable to Work 0.118*** − 0.082** − 0.014 − 0.022
(0.044) (0.037) (0.033) (0.030)
Income (base—less than $10,000)
 $10 k–less than $20 k − 0.072 0.025 − 0.013 0.059*
(0.052) (0.048) (0.033) (0.034)
 $20 k–less than $30 k − 0.088* 0.021 0.021 0.046
(0.046) (0.043) (0.030) (0.029)
 $30 k–less than $40 k − 0.153*** 0.081* 0.036 0.035
(0.045) (0.043) (0.030) (0.028)
 $40 k–less than $50 k − 0.131*** 0.073* 0.026 0.032
(0.044) (0.042) (0.029) (0.027)
 $50 k–less than $60 k − 0.122*** 0.055 0.036 0.032
(0.043) (0.041) (0.028) (0.026)
 $60 k–less than $80 k − 0.148*** 0.054 0.034 0.061**
(0.042) (0.039) (0.026) (0.025)
 $80 k–less than $100 k − 0.150*** 0.060 0.033 0.058**
(0.042) (0.039) (0.026) (0.025)
 $100 k–less than $125 k − 0.146*** 0.049 0.045* 0.052**
(0.042) (0.039) (0.026) (0.025)
 $125 k–less than $150 k − 0.155*** 0.066* 0.034 0.055**
(0.042) (0.040) (0.027) (0.025)
 $150 k–less than $200 k − 0.173*** 0.063 0.044* 0.066***
(0.042) (0.039) (0.026) (0.025)
 $200 k or more − 0.184*** 0.051 0.057** 0.076***
(0.042) (0.039) (0.027) (0.025)
 Prefer not to say − 0.119*** 0.065* 0.029 0.025
(0.041) (0.038) (0.025) (0.024)
Country of birth (base—Australia)
 UK or New Zealand 0.010 − 0.040** 0.019 0.011
(0.019) (0.018) (0.015) (0.015)
 Other 0.133*** − 0.116*** − 0.003 − 0.014
(0.047) (0.039) (0.035) (0.035)
Parents’ Country of birth (base—both Australia)
 One in Australia 0.007 0.003 − 0.013 0.003
(0.011) (0.011) (0.008) (0.008)
 Both Overseas 0.027** 0.006 − 0.006 − 0.027***
(0.012) (0.012) (0.009) (0.008)
ATSI 0.021 − 0.009 − 0.003 − 0.008
(0.044) (0.043) (0.030) (0.030)
Disability or Health Issue − 0.005 0.008 − 0.004 0.002
(> 6 months) (0.013) (0.013) (0.010) (0.010)

Model includes linear, second and third order age terms. All age terms interacted with gender indicator. Standard errors in parentheses. Level of statistical significance denoted by * (10%), ** (5%) and *** (1%). Sample size N = 14,813