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. 2022 Feb 1;38(4):1371–1403. doi: 10.1007/s10899-021-10101-7

Table 4.

Models of number of bets (intensity of gambling). Estimates are based on Cragg Hurdle regression. Average marginal effects are presented

Variables Number of
Non-Sports Bets
Number of
Sports Bets
Female − 9.155*** − 18.363***
(0.944) (0.885)
Age 0.517*** − 0.441***
(0.061) (0.057)
Regional 2.540** − 1.679*
(1.091) (0.973)
Marital Status
 Defacto (live together) − 0.912 1.242
(2.040) (1.739)
 Defacto (live apart) 1.004 2.424
(3.437) (2.804)
 Married/Civil Union − 4.714*** − 4.115***
(1.718) (1.544)
 Separated/Divorced 0.277 − 1.212
(2.684) (2.653)
 Widowed − 2.361 − 4.260
(3.629) (4.253)
Parent − 4.162*** − 0.759
(1.105) (1.079)
Highest Education
 Completed High School − 3.421 − 1.187
(2.296) (2.294)
 TAFE or Trade Certificate − 6.660*** − 6.765***
(2.047) (2.067)
 University − 15.648*** − 9.827***
(1.863) (1.974)
Employment (base—Self Employed)
 Employed (wage/salary) 2.708** − 1.891
(1.337) (1.456)
 Unemployed 4.074 − 0.368
(3.746) (3.501)
 Home Duties − 2.920 − 5.631
(3.262) (4.111)
 Student − 6.251* − 8.647***
(3.313) (2.391)
 Retired 1.131 − 4.668**
(1.784) (2.150)
 Unable to Work 2.293 − 5.594
(5.354) (4.007)
Income (base—less than $10,000)
 $10 k–less than $20 k 5.003 2.290
(5.623) (4.238)
 $20 k–less than $30 k 2.489 6.465
(4.730) (4.258)
 $30 k–less than $40 k 1.013 1.652
(4.518) (3.650)
 $40 k–less than $50 k 6.935 9.005**
(4.721) (4.173)
 $50 k–less than $60 k 4.656 10.202***
(4.509) (3.947)
 $60 k–less than $80 k 7.698* 7.985**
(4.379) (3.394)
 $80 k–less than $100 k 7.999* 4.274
(4.379) (3.256)
 $100 k–less than $125 k 7.566* 8.008**
(4.398) (3.385)
 $125 k – less than $150 k 4.729 4.461
(4.376) (3.318)
 $150 k–less than $200 k 6.564 8.874***
(4.371) (3.398)
 $200 k or more 9.412** 7.710**
(4.451) (3.360)
 Prefer not to say 3.942 3.103
(4.194) (3.170)
Country of Birth (base—Australia)
 UK or New Zealand 0.446 2.330
(2.328) (2.456)
 Other − 4.848 − 5.933
(4.937) (3.699)
Parents’ Country of Birth (base—both Australia)
 One in Australia 1.082 − 0.863
(1.430) (1.222)
 Both Overseas − 4.281*** − 4.092***
(1.275) (1.194)
ATSI 4.063 10.913
(6.455) (7.195)
Disability or Health Issue 1.326 1.795
(> 6 months) (1.591) (1.768)
Observations 14,297 14,950

Standard errors in parentheses. Level of statistical significance denoted by * (10%), ** (5%) and *** (1%)