Table 3.

Discriminant validity test using HTMT criterion.

Construct	1	2	3	4	5
1. Decision to buy from a land-based retailer
2. Hesitation at checkout	0.420
3. Perceived transaction inconvenience	0.480	0.430
4. Online shopping cart abandonment	0.543	0.803	0.457
5. Wait for lower prices	0.439	0.545	0.555	0.518

HTMT <0.85 (Henseler et al., 2015).