Table 4.

Results of evaluation of measurement models (39).

Criterion	Definition	Evaluation result
Indicator reliability	The degree to which an indicator that measures a construct is reliable.	Over 95 and 100% of the outer loadings are greater than 0.7 and 0.6, respectively, which are acceptable (40). For the control design and diagnosis-report interface models, the third item in the perceived risk construct was removed for being less than 0.4.
Internal consistency reliability	A measure of the extent to which a construct's set of indicators has similar scores.	The Dillon-Goldstein metric (DG.rho) for each construct in the respective measurement models was greater than 0.7.
Convergent validity	A measure of how well the indicators that measure a construct are closely related.	The Average Variance Extracted for each of the constructs in the respective, measurement models was greater than 0.5.
Discriminant validity	A measure of the extent to which the indicators that measure a given construct are unrelated to other constructs.	The crossloading criterion for each construct was used and no indicator loaded higher on any other construct than the one it was designed to measure.