. 2022 Apr 7;17(4):e0265606. doi: 10.1371/journal.pone.0265606

Table 3. The regression of the first-level indicators on household participation in risky financial markets.

Variables	risk_if	risk_rate	risk_if	risk_rate	risk_if	risk_rate
	Probit	Tobit	Probit	Tobit	Probit	Tobit
	(1)	(2)	(3)	(4)	(5)	(6)
Coverage breath	0.1123^***	0.0541^***
Coverage breath	(0.0309)	(0.0143)
Use depth			0.1237^***	0.0613^***
Use depth			(0.0228)	(0.0104)
Digitization level					0.1532^***	0.0695^***
Digitization level					(0.0306)	(0.0145)
Controls	Yes	Yes	Yes	Yes	Yes	Yes
Obs	10,219	10,219	10,219	10,219	10,219	10,219
Pseudo R²	0.2576	0.2753	0.2590	0.2769	0.2585	0.2760

Notes: *P < 0.1,

**P < 0.05,

***P < 0.01. Robust standard errors are in parentheses. The estimates of regressions report the average marginal effect.