. 2019 Jul 23;47(3):568–581. doi: 10.1080/02664763.2019.1643829

Table 4. Information values.

Variables	Bins	Information value
RevolvingUtilizationOfUnsecuredLines	19	1.1635
$N u m b e r O f T i m e 30 - - 59 D a y s P a s t D u e N o t W o r s e$	3	0.4865
$N u m b e r O f T i m e s 90 D a y s L a t e$	2	0.4842
$N u m b e r O f T i m e 60 - - 89 D a y s P a s t D u e N o t W o r s e$	2	0.2648
Age	20	0.2620
NumberOfOpenCreditLinesAndLoans	15	0.0852
MonthlyIncome	21	0.0813
DebtRatio	20	0.0795
NumberOfDependents	5	0.0279
NumberRealEstateLoansOrLines	4	0.0184