. 2019 Jul 23;47(3):568–581. doi: 10.1080/02664763.2019.1643829

Table 7. Estimated parameters of Model 2 and Model 3.

Parameter	Model 2 Estimate	Model 3 Estimate
Intercept	−1.45644	2.69671
RevolvingUtilizationOfUnsecuredLines	−0.000048	−0.000053
$N u m b e r O f T i m e 30 - 59 D a y s P a s t D u e N o t W o r s e$	0.50255	0.67117
$N u m b e r O f T i m e s 90 D a y s L a t e$	0.45629	0.79821
$N u m b e r O f T i m e 60 - 89 D a y s P a s t D u e N o t W o r s e$	−0.92206	0.47276
Age	−0.02791	−0.02809