Table 1.

Variables and their descriptive statistics

Variable	No.	Mean	SD	SEM
Intention	208	5.05	1.830	0.127
Attitude	230	5.13	1.876	0.124
Perceived behavioural control	230	4.74	1.781	0.117
Peer preference	220	4.40	1.678	0.113
Government policy and mandate	343	4.99	1.855	0.100
Industry standards	343	4.46	1.791	0.097
Knowledge	378	3.62	0.945	0.049
Perceived industry benefits	360	3.54	1.814	0.096
Perceived usefulness	334	4.08	2.040	0.112
Perceived ease of use	332	3.60	1.710	0.094
Financial ability	217	4.21	2.054	0.139
Workflow benefits	331	3.25	1.737	0.095
Relative advancement	342	5.25	1.329	0.072

The constructs of the conceptual model and their descriptive statistics of the mean, standard deviation (SD) and standard error of the mean (SEM). Responses were gathered on a Likert scale (1 = completely negative, 7 = completely positive), except for knowledge (1 = not at all knowledgeable, 5 = completely knowledgeable). No. = total responses received for that question