Table 6.

Open, axial and selective codes for healthcare insurance organizations.

Selective Code	Axial code	Symbolic Quotations from Interviews and Open Code
Insurance	Risk Identification	The insurance companies can benefit from the quantum computers ability by simulating the weather conditions and manage the related losses. The risk aggregation capabilities can facilitate and enhance to underwriting function of insurance companies (R9). (Open Code: Identify the risk while offer a healthcare plan by an insurance company)
		Quantum computing will impact the healthcare insurance, where the risk of product reliability, third party involvement and transfer of ownership can offer clear vision not only to insurance organization, but also the users (R2). (Open Code: The risk of insurance provider to fulfill their commitment)
	Pricing	Large amount of data is flowing through different environments in the form of volume, velocity, variety, veracity and value. Quantum computing can improve the risk understanding and improve the pricing in healthcare insurance models (R5). (Open Code: Optimizing the price according to customer requirement)
		The cost of health insurance is on the rise and Covid-19 have given it a catalytic advancement, however by simulating the market scenario and harnessing natural language processing capabilities, the process of pricing, reservations and policies can be modeled (R20). (Open Code: The pricing can be predicted through market scenario and policies in healthcare)
	Auto payment	We have witnessed many patients struggling to get the funds from their insurance companies, while they need it most at the time of treatment. It will be helpful to deploy quantum computing that can facilitate the real-time payment to care provider rather than doing manual verification at multiple points and multiple times (R11). (Open Code: Real-time payment when required).
		The real-time payment is necessary in paying the premium as well as availing the benefits or rewards if the policy benefits are not availed for certain period. This non-availing the healthcare policy may recommend the better plans as well those can be purchased simultaneously (R19). (Open Code: Flexibility to patient to divert the payment to other parties)