Table 3.

Reason for non-enrolment in CBHI for OOP users.

Reason of non-enrolment	n	%
Illness and injury does not occur frequently in our household	2	1.9
The registration fee and premiums are not affordable	13	12.0
We do not know enough about the CBHI scheme	31	28.7
There is limited availability of health services	46	42.6
The quality of health care services is low	63	58.3
The benefit package does not meet our needs	50	46.3
Waiting time to access services is longer for CBHI members	15	13.9
I am fee waiver beneficiary	2	1.9
Others	4	3.7