Table I:

Examples of Biases Underlying Behavioral Hazard

	Present-Bias	Symptom Salience	False Beliefs
Treatment Rule	−k(s; γ) + βθ · υ(s) > p	b(αθυ + μθn + o; γ) > p	$\widehat{b}(s;\gamma ,\theta )<p$
Expression for ε	−(1 – βθ)υ(s)	b(αθυ + μθn + o; γ) – b(s; γ)	$\widehat{b}(s;\gamma ,\theta )-b(s;\gamma )$